Forbearance Won’t Stop Foreclosure- Your Home Is Still At Risk!

Are You Missing Payments On Your Mortgage?

 Like many homeowners in your situation, are you also worried about what happens when your forbearance ends? Maybe you're thinking your only options are to somehow start making full payments again or face foreclosure, right? But here's what your lender isn't telling you:

Credit Score Impact

Exiting forbearance the wrong way can slash your score by up to 100 points, affecting future financing options.

Higher Monthly Payments

Forbearance doesn't make your payments disappear. Rather they're piling up fast.

Increased Interest Rate

Many lenders charge higher interest rates and fees during this grace period.

Risk Of Foreclosure

Missing out on paying mortgage payments can lead to putting your house at the risk of foreclosure.

How you can make more money with The District PHX

Lock & Move

Our Lock and Move program lets you lock in your equity and it requires no appraisals, no need to make repairs, and no commission to be paid. In just a few days, we pay off your mortgage and the rest of the purchase price is yours!

  • Quick Cash Offer (And the fair one)
  • Flexible Closing Dates
  • No Hidden Fees (No last minute surprises)

Unlock & Stay

Our Unlock and Stay program, also known as a home sale leaseback, lets you unlock your home equity to use as you choose while staying in your home for up to five years while you start the next chapter in your life!

  • Continue living in your home as a tenant
  • Customizable leaseback options
  • No property tax or maintenance

Get Your
No-Obligation,
All-Cash Offer.

Get a fair cash-in-hand offer for your home in less than 24 hours.

Frequently Asked Questions

How The District PHX Helps

We provide you a free consultation and if only you require help selling your home fast and for cash- we step in to help you. It's always no pressure conversation with us.

What if I can't afford my home anymore?

YOU have options beyond foreclosure. Our Sell-and-Stay program lets you switch from homeowner to tenant, allowing you to stay in your home while eliminating mortgage stress.

How much cash can I access?

The amount depends on your home’s value and the amount of equity you have. We provide a fair and competitive cash offer, typically within 24 hours.

Is this a loan? Will I owe interest?

No, this is not a loan. Unlike refinancing, which comes with high interest rates, our program allows you to access your equity without taking on debt or paying interest.

Is forbearance the same as loan modification?

No. Forbearance temporarily pauses or reduces your payments with repayment required later, while loan modification permanently changes your loan terms. We can help find the best option for you.

What happens when my forbearance period ends?

When your forbearance ends, you'll need to work with your servicer on repayment options. We can help you navigate these options or provide alternative solutions that may work better for your situation.