FAQ: Alternative Ways To Sell My House

Can I really take advantage of my home equity and stay in the house?

Yes! With our Unlock and Stay program, you can unlock your equity and stay in your home. We purchase your house from you and then we enter into a rental agreement. The District will manage the property, so we will be by your side from your first call to us until the move-out day you select — whether that is two months or five years. Learn more about our Unlock and Stay .

Can I access home equity with bad credit?

Yes! When you’ve not been able to refinance your mortgage or need to access the money you’ve invested in your house, your credit score may not be the best. We understand that. We also understand that accessing your home equity may be the right solution to get you to a bright future, so we’ve designed our programs to be available regardless of your credit score.

Is it hard to qualify for your program?

We understand that you might have some recent credit struggles that could affect your buying power or your renting capabilities. We prefer to take the approach of understanding where you were, and what this capital infusion for you will do for your financial future, helping you get back on your feet.

If I’m already planning to move, can you still buy my house?

Yes! Our Lock and Move program lets you sell your house without any of the headaches of a traditional real estate transaction — no listings, no strangers touring your home, and no waiting for an offer. Learn more about our Lock and Move .

What selling and ongoing costs am I responsible for if I stay in my house?

Once we’ve purchased the house, you no longer need to worry about homeowner’s insurance, property tax, or HOA fees. You pay the balance due up until the closing date and then never have to worry about it again. If you take advantage of the Unlock and Stay , you will be responsible for renter’s insurance, but most rental policies are only 10% of a homeowner’s policy.

How much cash will I get?

Our goal is to get you as much cash out of your home as possible. Every homeowner has a unique set of circumstances, from wanting to stay in the home, repairs that are needed, potentially past due payments to the lender or HOA, etc. Spending some time with us to walk through your goals and current situation will allow us to more accurately discuss how much equity is available to you.

One thing we can say is that with us, you will have access to your equity much more quickly, far more easily, and with a lot less hassle than traditional means of selling.

How much will my rent be?

Unlock and Stay program is designed to help you save money by renting. We’ve designed this leaseback program to give you control over your rental amount. As we get to know each other as you explore your options, we will discuss what works best for you.

You can pre-pay your rent or partially pre-pay it out of your home equity so you pay either no monthly rent or a reduced amount. Alternatively, you can pay rent in full each month. 

Will I have to move out of my house eventually?

You do get to sell your home and continue to live in it, but with the sale and leaseback arrangement, you will have to move out eventually. 

The good news is that you can stay in your house with your family and fulfill your future plans. After purchasing your house, The District will manage the rental agreement, so we will continue to work together until your lease term ends. 

How can I learn more or get started?

Simply contact us! Keep in mind that we only enter into agreements that work for both of us, so we encourage you to make a list of questions to get to know us while we get to know you. 

When we speak, we will explain your options and how the program works financially, answer your questions, and, if it makes sense, give you an estimated offer. 

 You can either schedule a call or request more information by email.